Don't let cost stand between your pet and the care they need. VetPaymentPlans helps you finance veterinary bills with flexible payment plans from 0% APR. Apply in 60 seconds with no impact to your credit score.
Select loan amount and enter your ZIP code to view plans
$84
avg monthly
24h
funding time
0%
APR available
15,000+
Pets funded
$2,400
Avg. amount financed
4.9/5
Customer rating
24 hrs
Avg. funding time
From routine checkups to emergency surgery, we have a payment plan that fits your budget and your pet's care.
Annual exams, vaccinations, dental cleanings, and preventive screenings. Finance the everyday care that keeps your pet healthy.
Unexpected accidents, illnesses, and emergency visits. Get fast funding so you can focus on your pet, not the bill.
Orthopedic surgery, specialist consultations, and advanced treatments. Spread major expenses into affordable payments.
All plans are subject to credit approval. APR and terms vary by lending partner and creditworthiness.
No paperwork, no waiting. Just answer a few questions and we'll match you with the right payment plan.
Enter your financing amount, credit range, and ZIP code. Takes under 60 seconds with a soft credit check.
We instantly match you with payment plan offers from our lending partners. Pick the one that fits your budget.
Use your plan at participating vet clinics. Spread the cost into affordable monthly payments.
See how affordable your pet's care can be. Adjust the amount and term to find a payment that works for your budget.
Estimated monthly payment
$84/mo
Based on 0% APR promotional offer for qualified applicants. Your actual rate may vary.
No prepayment penalties
Pay off your balance early at no extra cost.
Soft credit check only
Checking your options never impacts your score.
Funded in 24 hours
Fast approval means your pet gets care sooner.
0% APR available
Promotional offers for qualified applicants.
Your information is encrypted and never shared without your consent. We use bank-level security to protect your data.
No commitment required. A soft credit check won't impact your score. See your personalized payment plan options instantly.
“When Max tore his ACL, the surgery was $4,800. VetPaymentPlans split it into $200/month. I didn’t have to choose between my savings and my dog.”
Sarah M.
Austin, TX · Max, 3yr Golden Retriever
“Luna needed emergency surgery for a urinary blockage. I was approved in minutes and funded the same day. The process was stress-free.”
James L.
Denver, CO · Luna, 5yr Maine Coon
“I was worried about the cost of Mochi’s dental work. The 0% APR offer meant I paid zero interest over 12 months. Absolutely worth it.”
Priya K.
Seattle, WA · Mochi, 1yr Shiba Inu
Everything you need to know about veterinary payment plans and how VetPaymentPlans works.
Still have questions? We’re here to help.
Mon – Fri, 9:00 AM – 6:00 PM EST
Join 15,000+ pet parents who've made veterinary care affordable. It takes 60 seconds and won't affect your credit score.
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